Writing in the Herald recently, columnist Polly Gillespie says:
“I suspect I need to be more careful when selecting beauty procedures.
I was fortunate enough to be offered a treatment that gets rid of red veins and freckles on the face. …. I don’t like the little red spider veins I’ve got from being a good Kiwi lass who goes out for brisk walks in howling southerlies, hits the beach a little too often and … is getting older. I thought the idea of having them zapped away seemed brilliant.
I may have underestimated the immediate collateral damage.
I was told there might be a little swelling, but I had no idea I would end up looking like a caricature of myself.
I quite possibly should not leave the house for a week, or two.
If there is going to be an extreme or violent reaction to anything, I’m your girl.
To type this on my iPad I have to close my right eye and tilt my head down on a precarious angle.
I’ve been icing my face for the past two days but it’s not getting better. In fact, it’s getting worse. Yesterday all the puff was in my cheeks where I was zapped. This morning it looks like I’ve been crying solidly for a month and had an allergic reaction to pineapple.
So I’m stuck indoors dreading having to go and visit my mum. I love my mum, but having to go out in public will be excruciating.
Yes, products and procedures, even for something seemingly so innocuous as for beauty treatment, may have more serious medical consequences for some people.
In most cases, like Polly’s, they aren’t too serious and we can choose to laugh them off, or turn them into a humorous anecdote. And good on her for doing so.
But what if she was going to a important function, or a job interview and wanted to look her best? What if a bride wanted to look radiant on her big day?
And what if there was a more serious side to this – that a product or treatment caused more serious or lasting damage? That would spell trouble to the recipient and to the purveyor of treatment.
Product imported into New Zealand and sold by a distributor or retailer can be deemed to be the responsibility of the domestic reseller – who can legally take the place of the manufacturer.
Treatments, and advice can also often be directly the responsibility of the individual or company supplying them.
That is why it is important – even if it seems over the top – for all kinds of professions and therapists to carry Public Liability Insurance, which also has Product Liability, and often a Professional Indemnity cover, to protect themselves, their business, livelihood and employers, from the consequences of the unforeseen and unexpected.
In an age when it seems that allergies are growing ever more present, and allergic reactions more extreme more often, Insurance is an essential Business Survival tool.
Talk to RDi today should you want to know more about protecting your livelihood.
To read the full article from the Herald click here